Business Auto

Business Auto - An insurance policy that covers a company's use of cars, trucks, vans and other vehicles in the course of carrying out its daily operations.  

Special Events - Insurance for hosting for one day events, music festivals, art shows, small concerts and much more.  

Special Events.

Business Property - Insurance that protects the physical property and equipment of a business against loss from theft, fire or other perils.  

Business Property

Cyber Liability - Coverage for a business when there is an electronic data breach of personal and private customer information such as social security numbers, drivers license numbers and credit card numbers.    

Cyber Liability.

Fidelity Bond - A form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.  Fidelity bonds usually insure business owners from losses caused by dishonest acts of employees. 

Fidelity Bonds

Utility Bonds

General Liability

General Liability - Coverage for your business should injury or property damage occur to other as a result of your business operations.  This is also known as premises coverage for your business.    

Professional Liability - Coverage for business owners providing professional advice and or service from bearing the full cost of defending against a negligence claim made by a client.  Professional Liability may take on different forms and names depending on the profession.  For example, in reference to medical professions, it is called malpractice, while errors and omissions is used by Insurance Agents, Brokers and Lawyers.  

Bid & Performance Bonds - Performance bonds, also known as contract bonds, are surety bonds issued by an insurance company to guarantee satisfactory completion of a project by a contractor.  Jobs requiring a performance bond usually require a bid bond in order to place a bid or proposal for the job.  Bid bonds provide coverage if the winning contractor in a bid fails to execute the contract or provide the required performance bond.

Utility Bond - A utility bond guarantees that a person will pay for 

utilities on time.  Most utility companies require this type of bond before they turn on utilities for a business.  While many other surety bonds protect the consumer, the utility bond protects the utility company by ensuring it receives payment.  

Bid & Performance Bonds

Employment Practice Liability Insurance

Employment Practices Liability Insurance - Coverage for businesses against claims by workers stating their legal rights as employees of the company have been violated.  

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Omaha Business Insurance Solutions Inc., All Rights Reserved

Product Lines

Workers Compensation - Coverage for business owners with employees who are injured in the course of employment.  

Garagekeepers

Garagekeepers - Coverage designed for business owners who offer towing services or operate service stations.  It protects a customers vehicle when a business owner is keeping the vehicle at a covered location for parking, storing or service purposes.  

Workers Compensation

Professional Liability Insurance / Errors & Omissions / Malpractice