• Accident​ - insurance that helps pay for the medical and out-of-pocket cost you may incur after an accidental injury.

  • Critical illness - an insurance plan that pays a lump sum of cash benefit when you are diagnosed with a critical illness.

  • Cancer - a form of health insurance designed specifically to help individuals cope with out-of-pocket medical expenses associated with cancer.

  • Long-Term Care​ - insurance coverage that provides nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision.


  • ​Short Term Care - insurance that provides coverage for gaps in Medicare coverage or as an alternative to Long-Term Care.

  • Employment Practices Insurance​ - coverage to employers against claims made by employees alleging discrimination, wrongful termination or harassment.

  • Bid, Payment & Performance Bonds - surety bonds that guarantee the winning bidder will undertake a contract under the terms the contract was bid.  These bonds also guarantee pricing and satisfactory completion of a project.


  • Utility Bonds - surety bonds that guarantee a business will pay for utility services on time.

  • Fidelity Bonds - protection that covers policyholders for loses they incur as a result of fraudulent acts by dishonest employees.

  • General Liability -  coverage for your business should injury or property damage occur as a result of your business operations.


  • Cyber Liability - coverage for an electronic breach of personal and private customer information.

  • Business Property - protects the physical property and equipment of a business against loss from theft fire and other perils.

  • Workers Compensation - coverage for business owners with employees who are injured in the course of employment.

  • Business Auto - coverage for a company vehicle used in the course of business operations.

  • Commercial Umbrella - liability coverage exceeding the limits of an underlying policy.


  • Garagekeepers​ - coverage for business owners who offer towing services or operate service stations.

Property & Casualty SERVICES


  • Group Medical​ - an insurance plan that provides healthcare coverage to a select group of people.

  • Group Disability - an insurance plan that replaces a portion of employee income due to a covered physical disease, injury, pregnancy or mental disorder. 

  • Group Dental - an insurance plan that provides dental coverage to a select group of people

  • ​Group Vision - an insurance plan for a select group of people that offers coverage for routine eye exams and vision correction wear.  

  • Group Life - a life insurance plan provided on a single contract that covers an entire group of people.



- Business insurance professionals providing small business insurance owners dependable and affordable insurance solutions -